For Buyers
Congratulations on taking the first step to realizing your real estate dreams. Buying a home can be one of life’s most rewarding and challenging experiences. For many, purchasing a home symbolizes much more than shelter, it represents pride of ownership, the nucleus of your life, a safe haven, and an investment for your future.
Whether you are a first time buyer or an experienced home owner, you will go through a series of emotions during your pursuit to find the right home, obtain financing and finally moving in. It’s these emotions coupled with insufficient knowledge on what to expect that can bring about stress and uncertainty. These emotions, if unchecked, can lead to rushed decisions that could cost you money, time, and piece of mind. While a certain level of anxiety and uncertainty is to be expected, the home buying process doesn’t have to be stressful or overwhelming, if you are prepared. Taking the time to educate, plan, and prepare will most certainly bring you closer to your dream home with as little stress as possible.
Giving careful consideration to the factors below will help guide you in the process and get you one more step closer to making your real estate dreams a reality with as little stress and hassle as possible:
The Big Why: Know why you are buying a home and understand the risks and benefits associated with homeownership.
Preparation: Get your finances in order early in the process. Obtain your credit report and know what type of expenditures to avoid until after you have moved into your home.
Criteria: Prioritize your wants, needs, and your must haves before you begin the search process.
Financing: Familiarize yourself with the mortgage industry, the various financing options, how much house you can afford, and the importance of pre-approval.
Buyer Rights: Familiarize yourself with your rights as a home buyer.
Representation: Understand the different agency representations, and choose a Realtor, who will protect your interest, guide you through the home buying process, and ensure your new home and neighborhood meets your needs.
Research: utilize the Internet to conduct your search but rely on your real estate professional to advise and consult on your findings.
Offer: Understand the steps involved once the offer is submitted and how the negotiation process works.
Due Diligence: Once an offer has been submitted and accepted make sure all of the appropriate inspections and tests are performed within the allotted timeframe.
Once you find your dream home you want to make sure that it not only provides you with years of enjoyment, but is also well constructed, free of problems, and is a sound investment for you and your family. Why take unnecessary risks? If you don’t have a real estate agent working on your behalf, consider using Stanley Home Team to represent you during your home purchase. Our services and experience in Greensboro, North Carolina allow you to focus on your move while we manage your transaction from our initial consultation to the closing deal, and beyond.
Give Stanley Home Team a call at 336-547-6529 to see how we can make your home buying experience as enjoyable as possible.
How We Can Help
Before you start looking
Closing Costs
With Stanley Home Team you can rest assured that your goals, expectations, and overall experience will be met with the highest level of service. We take the time to listen, we educate, we work with our clients to develop a plan for success, and we follow-through contract to close. For us, real estate is about relationships. If you take the time to nurture it in the beginning you have a better chance at exceeding expectations at the end. Our services and local market experience range from financial aid to helping you find the home that best suits you and your family. More specifically, this is what you can expect from us during the your home buying experience:
As your real estate agent, we will:
· Educate you on the benefits and risks associated with homeownership, and what to expect during the home buying process.
· Advise on agency representation, disclosures, and your rights as a home buyer.
· Conduct home searches on your behalf using the latest technology and provide listings by email.
· Assure that you see all the properties in the area that meet your criteria.
· Use ongoing communication to keep you up-to-date on new listings as soon as they come on the market.
· Guide you through the entire home buying process, from finding homes to look at, to getting the best financing. Making sure you avoid costly mistakes and don't pay too much for your new home.
· Educate you on market trends and pricing so you are comfortable with the prices in your desired neighborhood in Greensboro, High Point, Oak Ridge, Browns Summit or Pleasant Garden, NC.
· Present offers and negotiate with seller agents on your behalf.
· Carefully monitor the closing process on your home purchase.
· Transaction oversight to keep your transaction on schedule with as little stress to you as possible.
· Answer all of your questions about the Triad market area, including schools, neighborhoods, the local economy, and more.
If you have questions you would like answered hassle free, give us a call 336-547-6529 or email us at chris@stanleyhometeam.com. We pride ourselves on repeat business and hope during your experience with us you'll come to understand why.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Buyer Closing Costs to Expect:
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Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
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Third-party fees include charges for insurance, title search, and other inspections such as termites.
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Government fees include deed recording and state & local mortgage taxes.
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Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
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